The presenter, 64 – who has been struggling with ill-health in recent years – left viewers worried when he disappeared live on-air.

It comes after Eamonn admitted that he was “not ok” after arriving at the TRIC Awards last week alone in a wheelchair, following his split from wife Ruth Langsford.

Eamonn was presenting his GB News Breakfast show on Tuesday morning when he became unwell, reports the Mail.

The broadcaster went missing mid interview with Parliamentary Under-Secretary of State for Mental Health Maria Caulfield.

Eamonn was noticeably quiet throughout the segment, leaving his co-host Isabel Webster to ask the questions.

He then left the desk while off-screen, as Isabel continued to present the final 90 minutes without him.

Eamonn’s absence went unexplained at the time, but now a GB News spokesperson has said that the star was forced to leave early due to ill health.

They said: “Eamonn had to finish a little earlier today as he was feeling unwell. He hopes to be back tomorrow.’ 

Eamonn – who is struggling with chronic pain – had a double hip replacement in 2016, followed by surgery last year, which left him using a wheelchair.

The TV star was nominated for the Best News Presenter and Best News Broadcast at last week’s TRIC Awards- and was even considering not attending due to his ill-health.

He arrived at the glitzy event in a wheelchair and later used a walker to get around.

After GB News were announced as Best News programme, Eamonn told the audience: “I wasn’t going to come, but I’ve got this new chair with all these gadgets.

“I had an operation a year and a half ago, and two things went wrong so I have two things in my back I don’t want.

“So I’ll happily accept this.”

It comes weeks after Eamonn and Ruth announced that they had gone their separate ways last month.

Speaking about their split at the awards ceremony, Eamonn said: “I’m not OK. This is not a good time at all.”

He added to The Mirror: “It’s too early to say but I hope we can still be friends.”

The TRIC Awards in 2022 was the last time that he was spotted with Ruth.

While Eamonn’s close friend and co-host Isabel Webster, 41, also opened up about his “difficult” split from Ruth Langsford saying “he’s the strongest person I know”.

She said she has shown her support for the pair since their shock split.

The Sun caught up with Isabel on the red carpet outside the TRIC Awards and asked how Eamonn has been getting on.

When asked if she has support him during his split from Ruth, Isabel said: “100 per cent.

“I love Ruth and I love Eamonn and I’ve got nothing but love for them.

“I wish them all the very best – divorce is difficult for anyone.

“When you’re in the public eye, it’s got to be even more difficult

“I’ve been in touch with Ruth but you’ll have to ask her about her divorce.”

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Source: New York Post

Understanding Deductibles in Insurance

What is a Deductible?

A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.

How Do Deductibles Work?

When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.

Types of Deductibles

1. Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
2. Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
3. Per-Claim vs. Annual Deductible:
   • Per-Claim Deductible: You pay the deductible every time you file a claim.
   • Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.

Why Do Deductibles Exist?

1. Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
2. Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
3. Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.

Choosing the Right Deductible

When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:

1. Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
2. Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
3. Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.

Impact on Premiums

The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.

Conclusion

Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.