Actress Alice Evans’ messy split from her actor ex Ioan Gruffudd has taken another shock twist today.
As she accused her former spouse of not paying any child support since May.
Claiming that she has been left in such dire financial straits that she can’t afford to ‘put food on the table’ and will be forced to go on food stamps.
In legal documents filed by 55-year-old Evans’ lawyers on July 1 – which have been obtained by DailyMail.com – the mother-of-two states that she has ‘100 per cent’ custody of her.
And Gruffudd’s two daughters, Ella, 14, and Elsie, 10, but that she has received no financial support from him since their custody agreement was settled two months ago.
Just weeks after the couple finally reached an agreement in their divorce, Evans says she is ‘struggling to put food on the table’.
While she insists her former husband, 50 – who is currently engaged to partner Bianca Wallace – is ‘jetting around the world’ and living a ‘lavish lifestyle’.
‘While I am struggling to put food on the table for the children, Ioan is jet setting around the world,’ she states in the documents.
She claims that he has bought new Rolex watches for himself and his fiancé Bianca and has been on a global press tour for the latest Bad Boys film, Bad Boys: Ride or Die, while she is about to go on food stamps.
Evans references ‘stories in the media’ that indicate her former spouse ‘purchased an expensive engagement ring for his fiancée’, alleging that he and Wallace also ‘recently purchased new Rolex watches’.
At the time of publication of this story, both Gruffudd and Wallace’s Instagram accounts had been removed from public view – however a May 2024 post shared by Wallace showed her sporting a green Rolex watch.
It is unclear if this is the watch Evans is referring to in court documents.
However, as a result of her ex’s so-called ‘lavish lifestyle’, she is asking the court to require Gruffudd to pay spousal and child support to her, until their financial trial, which has been delayed from April of this year until August.
‘Alice is applying for public assistance because she is unable to support herself and the children,’ her lawyer states in the latest legal filing.
‘It appears that the financial trial will be several months away and Alice will not be able to survive without the receipt of guideline spousal support.
‘Ioan has the ability to pay spousal support based upon his greater ability to earn income and his ongoing lavish lifestyle. For these reasons, Alice requests guideline child and spousal support.’
Her lawyer Janina Verano also says that since May 2023 Ioan Gruffudd has not seen the children outside of reunification therapy nor has he ‘exercised his court ordered right’ to have a telephone call with them three times a week. Reunification therapy ended in February this year.
‘Ioan has not telephoned the children or returned their text messages since May of 2023,’ Evans says. She adds: ‘The children have been left in limbo and are completely confused about when or if they will see Ioan.’
Through an order filed by her lawyer, Evans says that she does not agree to the sealing or keeping private of their stipulation, or custody agreement in its entirety, which is what Gruffudd has requested – accusing him of being ‘disingenuous’ in his request to seal the legal proceedings in order to ‘protect the children’.
Evans’ attorney notes that Gruffudd ‘did not seek to seal any of DVRO [domestic violence] pleadings nor any of the custody pleadings wherein he falsely accuses Alice of abusing the children’ – calling out the fact that he only wishes to seal those proceedings in which the allegations were resolved.
‘…It appears that Ioan’s “concern” is disingenuous,’ the lawyer writes. ‘In short, his position is that the public should have access to all of his accusations against Alice, but not the document that resolves said allegations.’
Evans adds that the only payments agreed so far are $3,000 a month in interim child support.
Gruffudd also paid $7,000 a month as an advance of spousal support from December 2023 to April 2024. It was initially understood that the financial issues would go to trial by April 2024 but that has now been put off to August.
In the meantime, Evans says that she has incurred legal fees of $112,000 and is in ‘dire’ financial straits.
‘I cannot wait months for a trial to receive child support and spousal support,’ she says, claiming that she currently makes around $300 a month in royalties and hopes to make further money by appearing at fan conventions.
‘I have drained all of my personal savings paying my prior attorneys in this case,’ she writes, explaining that, while she has some designer items held in storage that could be sold, she cannot pay the monthly storage fee.
‘As it stands I am behind on rent and utility payments and friends have started dropping off groceries and food so the children can eat. I will be applying for food stamps and welfare.’
She claims that Gruffudd earns tens of thousands of dollars a month, per his tax filings, and that he also received ‘approximately $390,000 from the sales proceeds of the home just in December 2023’.
‘In this case, a disparity in access to funds to pay fees exists because Alice earns only a few hundred dollars per month, while Ioan’s self-reported average monthly income on his Income and Expense Declaration filed January 24, 2024, is $21,023 for the 36 months ending December 31, 2023 and $18,264 for the 12 months ending December 31, 2023,’ the legal filing states.
‘Moreover, Ioan continues to get roles in movies, such as Bad Boys 4, which was just released this year. Ioan also received approximately $390,000 from the sales proceeds of the home just in December 2023.’
As per her pre nup Evans says she is entitled to 20 per cent of his earnings, but she calls the premarital agreement ‘vague and ambiguous.’
She is asking the court to pay her attorneys and alleges that he has been paying two different law firms and a forensic accountant.
Evans was made subject to a restraining order by her estranged husband in February 2022 after she posted a number of messages about him and his new girlfriend on social media and allegedly sent him over 100 texts. One suggested: ‘You’ve got your nuts stuck in her veneers.’ She denied abusing or harassing him.
The order was extended for three years in August 2022, and Evans was forbidden from posting about either Gruffudd or Wallace.
In June last year, elder daughter Ella, then 13, applied for a restraining order against Gruffudd after a custody visit ended in chaos. She said: ‘I was so mad at my dad because this was an overnight visit, and I had told him in the past that I didn’t want to meet his girlfriend who was now his live-in girlfriend.’
She claimed that Wallace had slammed a door against her head as she was running from their apartment after pouring milk and mustard around in protest.
In publicly available documents she said that she was ‘afraid’ of her father and said that he had threatened to ‘call the police on her anytime she misbehaves’ during visits.
The request for a restraining order was dropped in court by Ella, who faced her father’s legal team.
In August last year a judge agreed to Gruffudd’s request for a child psychiatrist, and agreed that Evans should take the children to weekly ‘reunification therapy’ sessions.
Evans said it was not necessary as he had not seen or called his daughters in three months.
The couple married in Mexico in 2007 after meeting on the set of the Disney film 102 Dalmatians.
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Source: CNN
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
- Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
- Per-Claim vs. Annual Deductible:
- Per-Claim Deductible: You pay the deductible every time you file a claim.
- Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
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Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
- Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
- Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
